This couple owns their home outright and has a $1.2M property portfolio. Sounds amazing, right? But their entire income is just $30K net rent per year. Here’s why selling and moving money into super could transform their retirement: ✔️ Up to $960K into super (non-concessional contributions) ✔️ Draw ~$77K per year tax-free ✔️ More flexibility, less stress Property is a great growth asset when you’re young—but in retirement, cash flow is king. Want to retire smarter? Follow for more tips. #superan

Hồng Phương on Instagram: "Làm moodboard bỏ vào portfolio cũng giúp khách hàng và nhà tuyển dụng thấy được tư duy định hướng hình ảnh và cách bạn xây dựng ý tưởng ngay từ đầu đoáaa! Comment như trên video để lấy web làm moodboard + công thức storytelling + hơn 180 gợi ý chủ đề kể chuyện cho cá nhân và doanh nghiệp nhooo 😘 #freelance #socialmediamarketing #hongphuongwriter #freelancer #remotework"

UGC creators have to make tough decisions when it comes to contracts sometimes because we don't have an agency to back us up or because we're still growing. And no, you can't just throw the contract into chatgpt. So here's my take on a situation I ran into recently with a big agency's contract terms, what I'm doing to keep the deal [and why]. #ugccreator #ugccontentcreator #ugctips #ugccommunity #contentcreatortips